Children's Personal Accident Insurance

No matter how careful you are you cannot be with your child 24-hours a day and occasionally accidents will happen. Thankfully, most are not serious.

Our inexpensive insurance policy provides a cash lump sum of up to £200,000 should your child be permanently injured as a result of an accident, to help with the financial cost of caring for a disabled child.

The policy is available to parents or legal guardians of children aged 1-18 inclusive who are in permanent residence with you in the UK. Children aged between 4-18 must be in full time education.

The policy provides automatic worldwide cover on a 24-hour basis. Accidents at school, nursery and playgroups, at home and whilst playing most sports are automatically included.

There are two levels of cover to choose from with premiums from as little as £30 for one child, £50 for two children and £70 for three or more children.

Cover does not apply for participation in certain sports or hazardous activities. Full details of these (and other policy exclusions) are shown in the policy wording under the heading "Exclusions"