FAQs Private Clients

What does Standard construction mean?

Standard Construction is a term used in fire and other property insurances to denote the minimum requirements for construction of buildings in order to attract standard rates. Broadly speaking this means buildings of uncombustible materials such as brick, stone or concrete walls and slated, tiled, metal or asbestos roofs

Accepting that many homes have extensions with a flat roof most insurers are happy with up to 20% of the roof being non standard (i.e. felt or asphalt).

Non standard buildings, such as wooden framed buildings or buildings without a damp proof course may attract additional premiums.