FAQs Private Clients

What exactly do I need to cover on my contents insurance policy?

Contents comprise everything that you could take with you if you were to move home. Go through every room making an inventory of contents including items in cupboards and wardrobes. Items in the loft, the garage, the shed and the garden should also be included. Any satellite dishes or aerials are considered to be an extension of the television and are therefore generally covered under your contents policy. You should always check your policy wording.

For contents cover you should always calculate what it would cost to replace all your items at today's price.

Finally, it is important to review your buildings and contents cover on a regular basis Home improvements and additions to your home many result in the need to increase your sums insured.